Ripple on Thursday introduced native digital asset capabilities inside its enterprise treasury management system, letting corporate finance teams hold, view and manage XRP and RLUSD alongside traditional fiat balances for the first time within a single platform.
Two features called Digital Asset Accounts and Unified Treasury are built on gTreasury, which Ripple acquired in 2025. That system processed $13 trillion in payment volume last year for customers ranging from small businesses to Fortune 500 companies. The digital asset layer enhances that existing infrastructure rather than replacing it.
Digital Asset Accounts let treasury teams create a Ripple-native digital asset account inside the platform. Balances in XRP, RLUSD and other supported tokens are visible along with cash positions with real-time fiat valuations using live exchange rates.
Transactions are automatically recorded with the original estimated volume, fiat equivalent and market price at the time of each event, creating an audit trail without manual entry. The system achieves balancing at 15-decimal precision to match on-chain accuracy and eliminate rounding discrepancies that can cause matching problems.
Unified Treasury connects digital asset holdings from multiple external custodians through the same API connectivity layer that Ripple Treasury already uses for bank integration.
“Digital assets have landed on the desk of CFOs, and the question has shifted from whether or not to engage in them, but to how to do so without disrupting existing operations,” said Renat Ver Eeck, SVP of Ripple Treasury.
The launch puts Ripple Treasury ahead of competing TMS providers, none of which currently offer native digital asset management.
Ripple said these two features are the first in a broader digital asset framework that will extend to cross-border settlements, intercompany payments and overnight yields on idle cash through repo markets, all powered by stablecoins.